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Ayomikun Idowu

Category: Digital Transformation

Nigeria’s informal economy has gone digital. Policy has not caught up

Nigeria’s informal economy has gone digital. Policy has not caught up

Many Nigerian sources of livelihood become digital long before they become formal. In my research with digital workers and small businesses in Nigeria, I met people who ran much of their economic lives from their phones. They advertised on Instagram. They negotiated with customers on WhatsApp. They received bank transfers, arranged deliveries through apps and […]

Africa Does Not Have a Technology Problem

Africa Does Not Have a Technology Problem

The debate about Africa’s digital future often begins with technology: broadband, artificial intelligence, fintech, digital identity, cloud infrastructure and startups. But technology is rarely the real constraint. The deeper challenge is whether institutions, firms and governments have the capability to turn technological adoption into sustained improvements in productivity, public services and economic opportunity.